So, Farewell HBOS.

You were  the first bank in Europe to print paper money.

And use computers to process transactions.

Even today,

Your on-line banking is better than Abbeys.

When it came to the crunch.

No-one believed in you anymore

Although, your customer service got worse and worse when you merged with Halifax.

You still had the best building in Edinburgh.

Will it become a tartan tat superstore now?

Bank of Scotland, born 1695. Died HBOS, 18th September 2008.

Next vicitms of the credit crunch?

RBS? Or the SNP?